Rideshare Accident in White Plains? Why You Need a Lawyer. By Worby Vecchio Edelman, LLP on June 12, 2025

When a rideshare accident happens, it’s not always clear what to do next. Who’s going to cover the medical bills? What about lost work? And—perhaps most urgently—how do I even begin to deal with the insurance?

If the accident involved an Uber or Lyft, the answers aren’t as straightforward as you may think. That’s where we come in.

At Worby Vecchio Edelman, we’ve helped people across White Plains navigate the complicated world of Uber and Lyft accidents. These aren’t your everyday fender benders—and they come with unique challenges that most victims simply aren’t prepared for.

Why Rideshare Crashes are so Complicated

In a typical car crash, the at-fault driver’s insurance usually covers the damages. But with rideshare accidents, things get complicated.

Uber and Lyft use a tiered insurance system based on the driver’s status at the time of the crash, making coverage far less straightforward.

Was the app on but no ride accepted?
Was the driver en route to a pickup?
Were you a passenger at the time?

Each of these scenarios activates different levels of coverage—from the driver’s personal auto policy (which may not even apply) to Uber or Lyft’s commercial insurance, which can reach up to $1 million.

That sounds generous—but accessing it is anything but simple.

Caught Between Insurance Companies? You’re Not Alone.

Worby Vecchio Edelman rideshare accident lawyers often see crash victims caught in a frustrating blame game between three insurance providers:

The rideshare driver’s personal insurer
Uber or Lyft’s commercial insurance
The victim’s own auto policy

And all too often, no one wants to pay. That leaves injured riders stuck dealing with delayed claims, confusing paperwork, and settlement offers that barely touch the cost of medical care, lost wages, or ongoing recovery.

We’ve seen victims struggle with:

Coverage Gaps: Many rideshare drivers don’t have the proper endorsements on their personal policies. That can leave injured passengers unprotected.
Conflicting Claims: You may be forced to file claims with multiple insurers—each one denying responsibility.
Delayed Payouts: Insurance adjusters are trained to slow things down and offer as little as possible.
Unclear Coverage for Underinsured Drivers: If the other driver was at fault and doesn’t have enough insurance, accessing Uber or Lyft’s underinsured coverage is anything but automatic.

This Is Why You Need a Rideshare Accident Lawyer—Now

Insurance companies have teams of lawyers and adjusters working to protect their bottom line. You deserve someone working just as hard to protect you.

When you work with the accident lawyers at Worby Vecchio Edelman, we:

Identify every possible source of coverage
Gather strong evidence to prove liability
Push back against lowball offers
Make sure your medical, financial, and emotional losses are fully accounted for
Handle all deadlines and legal filings so your rights are protected
Go to trial if that’s what it takes to get you the compensation you deserve

Speak with a Rideshare Accident Lawyer in White Plains Today

No one ever plans to be in an Uber or Lyft accident. But when it happens, you need a legal team of experienced rideshare lawyers who know how to protect your rights.

At Worby Vecchio Edelman, we’ve helped countless clients in White Plains and beyond get the compensation they deserve after rideshare accidents. We offer a free consultation, and we don’t charge a fee unless we win your case.

Call us at (914) 686-3700 or send us an email here. We’re ready to help you move forward.